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hotel bridge loans from Alliance Business Capital

Alliance works with 2-3 reputable Bridge Lenders who will consider loans on Hotel Properties.

Financing for Hotels

bridge loan parameters

Alliance Business Capital works with a few Bridge Loan Lenders each with different loan parameters. The following loan parameters are those of two of our Bridge Lending Partners.

  • Minimum Loan Amount: Preferred Minimum of $2,000,000
  • Maximum Loan Amount: $20,000,000
  • Maximum LTV: Typically, 65% to 70% LTV with exceptions to 75% LTV
  • Minimum DSCR: 1:00
  • Minimum FICO: Preferred 620 – will consider less on a case-by-case basis
  • Eligible Use of Proceeds: Purchase, Refinance, Cash-Out Refinance
  • Terms: Up to 36 months
  • Guarantees: Typically, Full Resource
  • Property Location: No rural properties allowed – property should be in a populated urban or suburban area
  • Corridors: Primarily Interior Corridors and newer hotels
  • Flagged Properties: Lender prefers Flagged Hotels
  • Lender Fees: 1 to 3%
  • Alliance Fees: $2500 Engagement Fee and 2% Commercial Loan Fee
  • Closing Time Frame: Typically, 60 days

Notes: Lender will consider properties that do not currently cash-flow on a case-by-case basis.

Payment of Alliance’s Engagement Fee does not guarantee loan approval it merely covers some of the time and expenses involved to properly package a loan request for submission to an Alliance Lending Partner.

  • Minimum Loan Amount: $10,000,000
  • Maximum Loan Amount: $50,000,000+
  • Maximum LTV: Typically, 65% to 70% LTV with exceptions to 75%
  • Pricing: Starting at SOFR +375bps
  • Minimum DSCR: None
  • Minimum FICO: 
  • Eligible Use of Proceeds: Purchase, Refinance, Cash-Out Refinance, Partner Buyout, Light Value-Add or repositioning
  • Terms: 6 months to 3 years
  • Guarantees: Typically, non-resource with standard carveouts
  • Property Location: No rural properties allowed – property should be in a populated urban or suburban area
  • Corridors: Primarily Interior Corridors and newer hotels
  • Flagged Properties: Lender prefers Flagged Hotels
  • Prepayment: Flexible
  • Lender Fees: Minimum 1% origination fee and 1% exit fee
  • Alliance Fees: $2500 Engagement Fee and 2% Commercial Loan Fee
  • Closing Time Frame: Typically, 60 days

Notes: 

Payment of Alliance’s Engagement Fee does not guarantee loan approval it merely covers some of the time and expenses involved to properly package a loan request for submission to an Alliance Lending Partner.

If you have a Bridge Loan request on a Hotel that falls outside the above parameters, we may still be able to assist you through one of our other Bridge Lending Partners. Please contact us with details about your financing request.

Alliance Business Capital offers Bridge Loans on Hotels in most States.

Important Disclosures and Information

All loan programs are subject to credit approval and loan amounts are subject to creditworthiness. Other underwriting standards and restrictions may apply. Alliance Business Capital is committed to the protection of personal information we collect and process. For more information about how we protect your privacy, please visit https://www.financingforhotels.com/privacy-policy.

Financing for Hotels is a marketing name for Alliance Business Capital Inc.