Financing for Hotels from Alliance Business Capital

Passionate – Dedicated – Professional

conventional hotel loans from Alliance Business Capital

Alliance works with 2-3 Lenders who offer Conventional Loans on Hotels. Conventional Loans are primarily for Major Flags only with exceptions on a case-by-case basis for experienced hoteliers.

LTV’s up to 70%

Loan to Values up to 70% on cash flowing properties

Lending Partners

We offer the loan product of 2-3 Conventional Lenders to give you financing options

conventional loan program highlights

Non-Bank Lender

  • Minimum Credit Score of 650

  • Maximum LTV of 70%

  • Typical Loan Term of 5 Years

  • Loan Amortization 25 – 30 Years

  • Must be a Flagged Hotel

  • Minimum DSCR of 1:00

  • No Rural Properties

  • Full Recourse Required

  • Eligible Uses – Refinance, Purchase, No Construction

Bank Lender

  • Minimum Credit Score of 720

  • Maximum LTV of 70% for in-place cash flow – 65% for Construction / PIP

  • Typical Loan Term of 3 to 5 Years

  • Loan Amortization up to 25 Years

  • Must be a Major Flagged Hotel (Hilton, Marriott, IHG, Hyatt Selectively)

  • Minimum DSCR of 1.35 to 1.50

  • No Rural Properties

  • Full Recourse Required

initial items needed to apply for a conventional loan

Please note the following list is not a complete list of items that will be needed in order to obtain a loan approval. Upon review of the below items a more detailed list of items will be sent to you should we determine that we can move your request forward to the next stage.

  • Loan Intake Form

  • Personal Financial Statement

  • Financials – most recent 2 yearends PL & BS’s and current YTD PL and BS

  • Project Breakdown – proforma, sources and uses

  • Current STR Report through end of most recent month

  • If applicable, a copy of the Purchase Agreement

Please email all documents to underwriting at uw@alliancebusinesscapital.com or if preferred we can send you a Dropbox link to upload directly to.

Alliance Business Capital offers Conventional Loans in most States as a Commercial Loan Intermediary / Advisor.

Important Disclosures and Information

All loan programs are subject to credit approval and loan amounts are subject to creditworthiness. Other underwriting standards and restrictions may apply. Alliance Business Capital is committed to the protection of personal information we collect and process. For more information about how we protect your privacy, please visit https://www.financingforhotels.com/privacy-policy.

Financing for Hotels is a marketing name for Alliance Business Capital Inc.